Cargill Credit Analyst in Nanjing (Nanking), China

Credit Analyst

Cargill provides food, agriculture, financial and industrial products and services to the world. Together with farmers, customers, governments and communities, we help people thrive by applying our insights and over 150 years of experience. We have 155,000 employees in 70 countries who are committed to feeding the world in a responsible way, reducing environmental impact and improving the communities where we live and work.

Description

Position Purpose & Summary

Credit risk management is key segment of overall financial risk management. This position is responsible for supporting China credit manager and Senior credit analyst to analyze and monitor the credit risk for the sub region China. This position should ensure China credit policy and procedure comply with Cargill global credit policy. This position should be partners with commercial and business teams to deliver credit controls, data, and reports timely and accurately.

This position will be responsible for evaluating and monitoring counterparty risk and providing decision support specific to the credit limits, acceptable levels of risk and terms of payment to counterparties.

This position need to work closing with related team, such as CBS, Commercial, Legal, CE, Supply Chain, Trading Team and so on, to have acknowledge of business back ground and counterparties’ business situations, etc.

This position will also be responsible for providing reliable credit reporting to exposure credit risk and potential risk to business team in time.

Principal Accountabilities

70% Counter-party risk assessment, control and reporting

  • To effectively identify and communicate counter-party risk through analysis, and give visibility and risk mitigation proposal for stakeholders.

  • Make sure credit controls are in place.

  • Work closely with credit manager and ensure all credit activities including counter-party risk assessment, reporting, credit approval metrics are executed effectively and efficiently with appropriate controls and end to end view

  • Work in close partnership with internal and external auditors.

  • Work with credit manager in standardizing credit management reporting to increase effectiveness and efficiency.

  • Holds self for delivering results, and driving the continuous improvement of credit control activities; collaborating across business group, functions, and enterprises.

  • Aligns with internal control systems that provide effective and efficient operations; reliable credit reporting; and compliance with Cargill global credit policies.

  • Partners with other credit analyst to ensure alignment of processes and strategies.

  • Partner cross-business group to leverage and share best practices and comply with Cargill governance.

  • Develop value-added credit service to business partners.

  • Customer visit.

15%Change Leadership through Process Optimization and Technology Driven Decision Making

  • Collaborate with other FRM team members across the country.

  • implement process simplification, standardization and improvement while proactively pursuing shared service and cross enterprise optimization.

  • Skilled at leveraging financial and business systems, such as WLA, to monitor credit control activities and aid in decision making. Maintains working knowledge of systems and applications.

15% Responsibility, teamwork and constant learning:

  • Work inputs, innovative and challenges.

  • Be good at communicative and having the consciousness of innovation and team cooperation.

  • Details oriented, great sense of responsibility, self-motivated and continuous learning to meet individual development goals.

Qualifications

Education, Experience, Skills

Minimum Required Qualifications

  • Strong sense of controls

  • Strong analytical capability

  • Bachelors or equivalent Degree in Finance or Economics.

  • Minimum 3 years of credit analysis experience, preferably with MNC company or banks.

  • Demonstrated change agility and ability to navigate him/her through ambiguity and uncertainty.

  • Excellent communication skills, both written and verbal, ability to communicate, influence and build trust across multiple stakeholder groups(like commercial, trader, FRC and brokers)

  • Proven strong problem solving and analytical skills

  • Ability to partner and engage with centers of expertise

  • Demonstrated ability to understand and use technology to improve process and control

  • Demonstrated flexibility and ability to deal with ambiguity

  • English Proficiency

Preferred Required Qualifications

  • Understanding and experience working with JDE/TIC/CTS/WLA/SAP (preferred)

  • Experience with multiple businesses and/or international business experience

  • Demonstrated ability of continuous improvement, process optimization, and intellectual curiosity

  • Understanding of Cargill structure, credit policy and reporting requirement.

Job Finance/Accounting

Primary Location China-Shanghai

Other Locations China-32-Nanjing (Nanking)

Schedule Full-time

Job Type Standard

Shift Day Job

Req ID: SHA00864